Dental insurance covers your teeth, gums, and jaw along with their unique health concerns. Dental insurance is similar to health insurance in that California dental insurance is offered by numerous carriers and numerous dentists and dental specialists will take dental insurance as part of their compensation. Dental insurance is designed to help individuals and families with the growing costs of dental care, including exams, x-rays, cleanings, restorative care, and other special dental needs – like getting braces for your children.
Dental insurance is important to help you have predictable, affordable dental costs for you and your family. Just because you may have perfect teeth doesn’t mean you don’t need dental insurance. Plus, while some dental offices will outright accept your insurance plan as payment for your services, some offices will work on a fee-for-service basis (many medical offices operate the same way). But if you have dental insurance, you could be reimbursed for some or even all of what you paid to your fee-for-service dentist. Thus, dental insurance helps offset the costs of dental care, no matter your age or dental health.
It makes sense to have good dental insurance to compliment you and your family’s medical insurance. Just like with the health of the rest of your body, the health of your teeth and gums is important. If you lose teeth or have severe oral health issues like jaw problems or a bad bite, it can affect your entire well-being. Imagine not being able to eat the foods you want because you’re missing teeth! Proper oral hygiene with regular dental visits is important in preventing this, and having dental insurance will help ensure you’re ready for these visits.
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